CREDIT INSURANCE
The boost your company needs
Credit insurance is a valuable financial tool for managing your company's credit sales , regardless of its size or number of customers. With credit insurance, you can operate with the peace of mind that comes from having a partner backing you up.
We offer you Credit Policies.
DOMESTIC AND EXPORT POLICY
Its aim is to protect your business against commercial risks. It's a solution that helps increase your profitability by minimizing the risk of potential insolvency or non-payment by your customers.
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Collection service included.
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Simple and clear general conditions.
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Personalized attention.
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24/7 online policy management thanks to our SOLTEC tool.
POLICY ONE
This policy is designed for companies that need to cover a specific risk with a single client or a specific supply contract in any market. This product has been designed for companies that need to insure a particular client, whether due to their financial situation, their importance to their strategy, or the volume of the transaction.
Is this the case for your company?
With the UNO policy you can cover that specific risk without needing to insure the rest of your client portfolio.
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It covers a specific risk. Without needing to cover the rest of the client portfolio.
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There is no premium adjustment based on sales. In other words, you pay a single, fixed premium that depends on the credit limit granted.
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Risk coverage is maintained for the duration of the policy , except in the event of bankruptcy proceedings or the existence of a proven negative payment history by the debtor.
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Debt collection service at a competitive price and recoverable collection expenses.
COMMITMENT POLICY
It's a solution designed to fulfill commercial orders for products requiring extended manufacturing lead times, up to 24 months. With this innovative product, you can operate with confidence in any domestic or international market.
It is specifically designed for companies that export capital goods and operate in foreign markets. It covers credit, manufacturing, and political risks and provides comprehensive coverage for your commercial contract, regardless of the destination country or whether the company is public or private.
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Coverage of your commercial contracts during the manufacturing period and after delivery.
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Known cost . The policy premium is a single amount and is known from the beginning.
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In any destination country . If your business knows no borders, neither do we.
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For any type of company . Public and private.
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It allows the company to access financing from banking entities .
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Debt collection service included . We belong to the Euler Hermes international debt collection network, number one in debt management in the national and international market.
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Streamlined and easy policy management . Secured transactions with minimal administrative burden on your part.
CAP/CAP+ POLICY
The CAP/CAP+ policy is an innovative product that offers a second layer of protection by providing additional coverage for debtors whose specific risk cannot be partially or fully covered by your primary policy. It is a complementary product that gives your company extra security, reinforcing your protection and coverage regardless of the market in which you operate.
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It offers different coverage limits depending on your client's insolvency risk.
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It allows you to make strategic decisions about riskier transactions, maximizing the benefits of emerging business opportunities.
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It prevents higher-risk transactions from resulting in significant losses for your company.
POLICY PY
It is a credit insurance policy designed for small businesses that want to grow securely, run their business with ease, and improve their returns.
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Buyer prospecting: Access your customers' business information. Understand the risk involved in your credit transactions before you carry them out.
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Debt recovery: We offer debt recovery services, with a network of specialized advisors at your service.
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Non-payment compensation: We insure your sales to protect the continuity of your business. In the event of non-payment, we will compensate you according to the terms of your policy.
What is Credit Insurance?
Credit insurance protects your business against commercial risks beyond your control. Did you know that businesses with credit insurance often receive better credit ratings when applying for bank loans?
This valuable tool is made available to companies that make sales with payment on credit, both in the domestic and export markets, to obtain better management and control of their customers' risks.
From the moment your company sells on credit, it becomes exposed to the risk of non-payment. Credit insurance helps increase your profitability by minimizing the risk of potential insolvencies or unexpected losses due to customer defaults.
If your buyer fails to pay, we will handle the debt collection process, amicably and legally if necessary, and compensate you according to the terms of your policy.
How does credit insurance work?
Credit insurance acts as a preventative mechanism that manages your risks through continuous analysis and monitoring of your customers' financial situations. The information we provide helps you reduce the risk of default by any of them.
This way, you can focus on what really matters: managing your business.
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