Professional Liability Insurance

You will be protected against claims arising from:

• Administration of medications

• Diagnostic errors

• Providing incorrect information

• Acting without your patient’s consent

• Neglecting patient follow-up

• Leaving foreign objects in the patient’s body

• And other events

Errors and Omissions in Expert Reports

Donau Seguros | SURA will support you by covering damages caused in case of an error or omission you may incur during a legal process when acting as an expert witness.

Liability for Failures in Handling Sensitive or Personal Data

You may use this coverage if, due to a failure in data handling, your patients' information is disclosed and causes harm.

Defense Costs for Civil Claims or Medical Ethics Tribunal Proceedings

With the professional liability policy for healthcare professionals, SURA covers legal defense costs if a third party files a claim for a covered event. It also protects you in case of disciplinary proceedings before the Medical Ethics Tribunal.

OPTIONAL COVERAGES

Employer’s Liability

You will have coverage for death or bodily injury caused to your employees, contractors, or subcontractors as a result of workplace accidents attributable to you. This coverage applies in excess of Social Security benefits or any other insurance in place.

Liability for the Use of Specialized Equipment

Provides coverage in case of claims for damages caused to patients when using the following equipment:

• Diagnostic radiography

• Therapeutic X-rays

• Computed tomography (CT scanner)

• Isotope radiation for therapeutic purposes

• Laser radiation equipment

• Nuclear medicine, including the radioactive materials required

This applies as long as such equipment and materials are not subject to mandatory nuclear liability insurance required by law.